Immani Blog

From Immani — Kenya's dispute resolution infrastructure.

I Paid for Goods and Never Received Them in Kenya - What Are My Options?

October 15, 2026
Key Takeaway

Learn how to protect yourself from scams and what to do if you've been scammed. Discover Immani's escrow, dispute, and legal AI services to help you recover your money.

I Paid for Goods and Never Received Them in Kenya - What

Are My Options? Under Kenyan consumer law, you have rights when buying goods and services - Immani Legal AI lets you check these rights for free, in English or Kiswahili. Why does this happen? Many Kenyans have fallen victim to online scams, especially on platforms like Facebook Marketplace or OLX. Scammers often use fake profiles, and once you pay, they disappear. #

Prevention is the Best Option Before buying goods online, use Immani Escrow (escrow.immanihub.com) to hold the payment safely until you confirm receipt of the goods.

Here's how it works:

  1. The buyer pays via M-Pesa STK push, and the money is held by e-confirm.
  2. The money is released when both parties confirm.
  3. Either party can start the process.
  4. The seller shares a release code, and the buyer enters it.
  5. Fees are 3%. Using Immani Escrow protects your money and ensures you receive the goods before releasing the payment. #

What to Do If You've Already Been Scammed If you've already paid for goods and didn't receive them, you can file a dispute against the scammer's phone number using Imanni (immanihub.com) for KSh 100.

No lawyer is needed, and no login is required. Here's how it works:

  1. File a dispute against the scammer's phone number.
  2. The scammer is notified, and a private window opens for negotiation.
  3. If the scammer responds, you can negotiate a resolution.
  4. If the scammer doesn't respond, the dispute becomes public. Immani helps you recover your money by facilitating contact and documentation. #

Understanding Your Rights Immani Legal AI (legal.immanihub.com) provides free legal information based on Kenyan law

in English and Kiswahili. You can:

Next time, hold your money safely.

Immani Escrow holds your money until both sides confirm the deal. Pay via M-Pesa, money held safely, released when you both agree. No accounts, no apps — just your phone.

Start an escrow

Ready to file a dispute?

File directly against the other person's phone number. No login required. KSh 100 to file.

Immani is not a law firm and does not provide legal advice. For complex cases or cases involving significant amounts, consider consulting a qualified advocate.

See how it works   File a dispute now

Frequently Asked Questions

What is Immani Escrow, and how does it work?

Immani Escrow holds payment safely until both parties confirm receipt of goods. The buyer pays via M-Pesa STK push, and the seller shares a release code. Fees are 3%.

How do I file a dispute on Immani?

File a dispute against the scammer's phone number on immanihub.com for KSh 100. No lawyer is needed, and no login is required.

What is Immani Legal AI, and how does it help?

Immani Legal AI provides free legal information based on Kenyan law, in English and Kiswahili. You can ask legal questions, upload documents, draft legal documents, and search for Kenyan precedents.

Is Immani Escrow safe and secure?

Yes, Immani Escrow uses e-confirm to hold payments, and the release code ensures the payment is released only when both parties confirm.

Can I use Immani services if I'm not in Kenya?

Currently, Immani services are only available for Kenyan residents and transactions within Kenya.

Can I get free legal information about my situation?

Yes. Immani Legal AI gives you answers based on Kenyan law — the Constitution, statutes, and case law. You can also draft legal documents, compare your case with precedents, and look up legal terms in plain language. It is free to use. Try Immani Legal AI →

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