Someone has owed me money for years and refuses to pay — what can I do about old debts? — Immani lets you file a dispute against their phone number for KSh 100. When someone owes you money and won't respond, it can be frustrating and stressful. You've tried calling, texting, and even visiting them, but they just ignore you. The usual advice is to go to court, but that can take months or even years, and it's expensive. For many everyday disputes, there's a faster option. Here's how Immani works in this specific context:

1. You file a dispute against the debtor's phone number, describing what happened and how much they owe you. This costs KSh 100.
2. Both you and the debtor are notified immediately, and you have a short private window to respond and engage directly.
3. If there's no response, the dispute becomes visible to anyone who looks up that phone number within Immani, which tends to prompt a reply.
4. The dispute only closes when both sides confirm they have engaged and reached an understanding. Closing the dispute costs KSh 3,000. What happens next? If the debtor responds, you can negotiate a payment plan or settlement. If they don't respond, you can take further action, like sending a formal demand letter or seeking help from a qualified advocate. Immani and Immani Legal AI are not law firms and do not provide legal advice. This post is general information, not legal advice for your specific situation. For complex cases, consult a qualified advocate.

Disclaimer

This article is for general informational purposes only and does not constitute legal advice. Immani and Immani Legal AI are not law firms and do not provide legal representation. The information provided may not reflect the most current legal developments. For legal advice specific to your situation, consult a qualified advocate licensed to practice in Kenya.