Immani Blog

From Immani — Kenya's dispute resolution infrastructure.

Someone sold me something online, took my money, and disappeared — what are my options?

September 1, 2026
Key Takeaway

Don't let online scammers get away with your money. Immani lets you file a dispute against the seller's phone number for KSh 100, helping you recover your cash.

You don't need a lawyer to get your money back from an online scammer — Immani lets you file a dispute against the seller's phone number for KSh 100. The police often tell you that online scams are a civil matter, which can be confusing. In Kenya, a civil matter means that it's a dispute between two parties, not a crime. This means that the police can't directly help you, but Immani can.

Immani works in this specific context by allowing you to file a dispute against the seller's phone number. You describe what happened, and the seller is notified immediately. There's a short private window to respond and engage directly. If there's no response, the dispute becomes visible to anyone who looks up that phone number within Immani, which tends to prompt a reply.

Here's what happens next:

  1. You file a dispute against the seller's phone number for KSh 100.
  2. The seller is notified immediately, and you both have a private window to respond and engage directly.
  3. If there's no response, the dispute becomes visible to anyone who looks up that phone number within Immani.
  4. You can close the dispute when both sides confirm they've engaged and reached an understanding.
  5. Closing the dispute costs KSh 3,000.

You can't rely on the police to solve online scams, as they're often a civil matter. However, Immani can help you recover your money by facilitating contact and documentation between you and the seller.

Always remember to be cautious when dealing with online transactions, and never send money to someone you don't know.

Immani is not a law firm and does not provide legal advice. This post is general information, not advice for your specific situation.

Ready to file a dispute?

File directly against the other person's phone number. No login required. KSh 100 to file.

Immani is not a law firm and does not provide legal advice. For complex cases or cases involving significant amounts, consider consulting a qualified advocate.

See how it works   File a dispute now

Frequently Asked Questions

How do I file a dispute against an online scammer on Immani?

To file a dispute, go to Immani's website, enter the seller's phone number, and describe what happened. You'll be asked to pay the KSh 100 filing fee.

What if the seller ignores the dispute and doesn't respond?

If the seller ignores the dispute, it becomes visible to anyone who looks up that phone number within Immani. This often prompts a response from the seller.

Can I use Immani to recover money from a seller who's based outside of Kenya?

No, Immani only works within Kenya. You'll need to contact the relevant authorities in the seller's country to recover your money.

Is Immani a law firm, and can they help me with my case?

No, Immani is not a law firm and does not provide legal advice. They can help you facilitate contact and documentation between you and the seller, but you'll need to seek legal advice if you need further assistance.

How do I close a dispute on Immani?

To close a dispute, both you and the seller need to confirm that you've engaged and reached an understanding. This costs KSh 3,000.

Can I get free legal information about my situation?

Yes. Immani Legal AI gives you answers based on Kenyan law — the Constitution, statutes, and case law. You can also draft legal documents, compare your case with precedents, and look up legal terms in plain language. It is free to use. Try Immani Legal AI →

online scamsImmanidispute resolutionKenyacivil matters