You've lent money to a friend or family member, but they're not paying you back. You're not alone. A recent TikTok story shared the frustration of waiting too long to take action, only to find out that the time limit for recovering the money had expired. But why does this happen, and what can you do to avoid it? In Kenya, there are time limits for recovering money through the courts. These time limits, also known as limitation periods, vary depending on the type of debt and the court. For example, the Limitation of Actions Act sets a time limit of 6 years for recovering debts related to contracts, while the Civil Procedure Act sets a time limit of 2 years for recovering debts related to torts. But what happens if you wait too long? If the time limit expires, you may lose your right to recover the money. This is what happened in the TikTok story, where the debtor was able to avoid paying back the money because the time limit had expired. So, what can you do to avoid this situation? Immani offers a faster and simpler alternative for recovering money from debtors. With Immani, you can file a dispute against the debtor's phone number for just KSh 100. The dispute is then visible to anyone who looks up the debtor's phone number on Immani, which can prompt the debtor to respond and pay back the money. Here's how Immani works in this situation:

1. You file a dispute against the debtor's phone number on Immani, describing the amount owed and the reason for the dispute.
2. The debtor is notified immediately and has a short private window to respond and engage with you directly.
3. If the debtor doesn't respond, the dispute becomes visible to anyone who looks up their phone number on Immani.
4. The dispute only closes when both parties confirm they have reached an understanding. Don't wait too long to recover your money. With Immani, you can take action quickly and easily. Immani and Immani Legal AI are not law firms and do not provide legal advice. This post is general information, not legal advice for your specific situation. For complex cases, consult a qualified advocate.

Disclaimer

This article is for general informational purposes only and does not constitute legal advice. Immani and Immani Legal AI are not law firms and do not provide legal representation. The information provided may not reflect the most current legal developments. For legal advice specific to your situation, consult a qualified advocate licensed to practice in Kenya.